一、中文部分
1. 于宗先、王金利(1999),「台灣泡沫經濟」,聯經出版公司,台北。
2. 王鶴松(2009),「世紀大災難:全球經濟金融危機」,台灣金融研訓院,台北,頁168
3. 朱雲鵬(1999),「1980 年代以來台灣自由化政策的探討:遲延、躍進與學習機制的演化」,中華經濟研究院,台北。
4. 江世傑(2001),「模糊類神經網路系統在消費性貸款之應用」,成功大學工業管理學系之碩士論文。5. 汪海清等(1999),「消費性貸款實務」,財團法人台灣金融研訓,台北。
6. 陳松興、阮淑祥(2003),「一兆元的黑洞?:為台灣金融重建工程把脈」,天下出版,台北。
7. 黃仁德、林進煌(2007),「國際金融危機的經驗與啟示」,聯經出版社,台北。
8. 黃建森、張捷昌(1985),「金融管理」,華泰書局,台北。
9. 黃昱程(2011), 現代金融市場,華泰文化事業股份有限公司,台北。
10. 黃秋凌(1993),「信用卡管理問題之研究」,政治大學會計研究所論文,台北。
11. 黃景泰(1988),「消費性貸款受理及審查要領,財團法人金融人員研究訓練中心講義」,財團法人台灣金融研訓院,台北。
12. 黃景泰(2013),「金融人員消費者貸款必修12堂課」,台灣金融研訓院,台北。
13. 蔡曜如(2007),「金融危機對金融體系與總體經濟之影響」,全球金融危機專輯,頁25-46。
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36. Diamond, D.W. and Rajan, R.G. (2000), “A theory of bank capital,”Journal of Finance, 55 (2000), pp. 2431–2465.
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38. Douglas W. Diamond (1991), “Monitoring and reputation: the choice between bank loans and directly placed debt ,”Journal of Political Economy, 99 (4) (1991), pp. 689–721.
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41. Erkens, D. and Hung, M. and Matos, P. (2012) , “Corporate governance in the 2007–2008 financial crisis: evidence from financial institutions worldwide,”J. Corp. Finance, 18 (2012), pp. 389–411.
42. Eugene F. Fama (1985), “What's different about banks? ,”Journal of Monetary Economics, 15 (1) (1985), pp. 29–39.
43. Fahlenbrach, R. and Prilmeier R. and Stulz, R.M.(2012), “This time is the same: using bank performance in 1998 to explain bank performance during the recent financial crisis ,”J. Finance, 67 (6), pp. 2139–21.
44. Feng-Hua and Fan Yanbin Deng and Yong-Chang Huang (2017),“Invesstigation on financial crises with the negative-information-propagation-induced model,” Physica A: Statistical Mechanics and its Applications,Volume 470, Pages 94–104
45. Frederic Mishkin (1991), “Asymmetric Information and Financial Crises: A Historical Perspective,” in R. G. Hubbard ed., Financial Market and Financial Crises (Chicago: Chicago University Press,), pp. 69-108.
46. Furlong, F.T.(1992) “Capital regulation and bank lending,” Federal Reserve Bank of San Francisco Economic Review No. 3: 23–33.
47. Gambacorta, L. and Mistrulli, P.E.(2004), “Does bank capital affect lending behavior? ,”Journal of Financial Intermediation, 13 (4), pp. 436–457.
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50. Gorton, G. and Metrick, A.(2012) ,“Getting up to speed on the financial crisis: a one-weekend reader’s guide,” J. Econ. Lit., L, pp. 128–150
51. Hanson, A. Kashyap, J. Stein(2011), “A macroprudential approach to financial regulation,”J. Econ. Perspect, 25, pp. 3–28.
52. Harvey, D. (2011),“Roepke lecture in economic geography—crises, geographic disruptions and the uneven development of political responses,”Econ. Geogr., 87 (2011), pp. 1–22.
53. Holmstrom, B. and Tirole, J. (1997) , “Financial intermediation, loanable funds, and the real sector,”Q. J. Econ. (1997), pp. 663–691.
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58. Jianjun Miao and Pengfei Wang(2015), “Banking bubbles and financial crses,” Journal of Economic Theory, Volume 157 , Pages 763–792.
59. Jiménez, G. and Ongena, S. and Peydó, J.L. and Saurina, J.(2014) ,“Hazardous Times for Monetary Policy: What Do TwentyéThree Million Bank Loans Say About the Effects of Monetary Policy on Credit Risk-Taking? , ” Econometrica, 82 (2), pp. 463–505
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三、網路資源
1. 中華民國中央銀行全球資訊網,2016年10月21日,http://www.cbc.gov.tw/ct.asp?xItem=995&ctNode=523&mp=1
2. 中華民國資訊統計網,2016年10月21日,http://statdb.dgbas.gov.tw/pxweb/dialog/..%5CDialog%5Cvarval.asp?ma=FM1901A1A&ti=%AE%F8%B6O%AA%CC%B6U%B4%DA%A4%CE%AB%D8%BFv%B6U%B4%DA%BEl%C3B-%A6~&path=../PXfile/FinancialStatistics/&lang=9&strList=L
3. 金融市場公開查詢,2016年10月21日,http://research.fsc.gov.tw/fsd/fncl_mp.asp
4. 金融監督管理委員會銀行局,2016年10月21日,https://survey.banking.gov.tw/statis/stmain.jsp?sys=100&funid=defqry
5. 商業銀行之資金去向,2016年10月30日,=http://web.ydu.edu.tw/~hurson/%B3f%B9%F4%BB%C8%A6%E6%C1%BF%B8q/m5.htm
6. Stock-ai投資及經濟指標使用指南,2016年11月15日,https://stock-ai.com/eom-1-twD02。
7. 中華民國中央銀行全球資訊網,2017年3月20日,http://www.cbc.gov.tw/ct.asp?xItem=43635&ctNode=302&mp=1
8. 天下金融網,2016年3月25日,
9. http://www.21jrr.com/bank/2016/1129/179700.html