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宋雅蓉(2007)，由卡債事件探討我國銀行業雙卡業務之風險預警，東吳大學會計學系碩士論文。林左裕、賴郁媛(2005)，我國銀行業逾放比與總體經濟因素間關係之研究，商管科技季刊 第六卷 第一期。
陳錦芬(2003)，台灣地區銀行業經營績效評估-熵權重方法與灰色關聯度分析法之應用，銘傳大學財務金融學系碩士在職專班論文。曾嘉瑜(2000)，亞洲金融風暴後各國金融改革政策及成效分析，國立台灣大學財務金融學研究所碩士論文。
賀力行、李壽田(2004)，台灣金融業發行現金卡經營策略之研究，企銀季刊第27卷第2期)
詹智雯(2003)，從政府與市場關係看戰後台灣與南韓政府在金融市場中的角色-兼論1997年亞洲金融風暴，國立台北大學公共行政暨政策學系碩士論文。蔡美芳(2001)，逾期放款、高階主管持股比率與銀行績效間關係之研究，高雄第一科技大學金融營運系碩士論文。劉敬祥(2007)消費金融風暴與國內商業銀行表現研究，世新大學財務金融學系碩士論文。謝銘元(2002)，政府、企業及銀行之間的關係-亞洲金融風暴後的台灣與南韓，國立成功大學政治經濟學研究所碩士論文。蘇茂誠(2006)，台灣金融風暴-現金卡卡債問題之分析，佛光人文社會學院經濟學系碩士論文。國外文獻
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