臺灣博碩士論文加值系統

In this thesis I attempt to study the decision of setting branches and bank consolidation in the environment of over-banking and financial innovation in the bank industry. In different policy restrictions, it analyzes whether the bank is allowed to set new branches and public bank intervenes will affect the bank consolidation. Furthermore, it discusses how the financial innovation affects bank to obtain more profits and branches, and to decide their branches and loan rate. The results suggest that case of one-to-one merger, it shows that banks can obtain more profits after consolidation when banks have different cost structures. In the case of the general merger, the results depend on the conditions. Generally, financial innovations will increase with merger in some conditions.

目 錄
頁次
第一章 緒論 ..…..………………………………………….………. 1
第一節 研究動機與目的 …….…………………………….……….. 1
第二節 章節架構 …….…….………….………………….…..…….. 2
第二章 文獻回顧 ….……..………………………………..……….. 3
一、 合併與競爭文獻 ………………………………….……………. 3
二、 金融創新文獻 …………………………………….…………….. 7
三、 本文與文獻之差異與比較 ……………………….…………….. 8
第三章 基本模型設定 ……………………………….……………...10
第四章 一家對一家之金融合併 ………………………….………...12
第一節 大銀行合併小銀行 ……………………….…………………12
4.1.1 允許開設分行之合併問題 ……………………………………….12
4.1.2 不允許開設分行之合併問題 …………………………………….16
第二節 大銀行彼此合併 …………………………………………….18
4.2.1 允許開設分行之合併問題 ……………………………………….18
4.2.2 不允許開設分行之合併問題 …………………………………….23
第三節 公營與民營銀行之金融合併 ……………………………….25
4.3.1 允許開設分行之合併問題 ……………………………………….25
4.3.2 不允許開設分行之合併問題 …………………………………….30
第五章 一般任 家銀行之金融合併 ………………………………33
第一節 任一家大銀行與 任一家小銀行合併 ………..………33
5.1 不允許開設分行之合併問題 ……………………………………….33
第二節 任 家民營大銀行與任 家公營銀行合併.…….…….…..35

頁次
5.2 不允許開設分行之合併問題 ………………………….………….. 35
第三節 任 家民營大銀行相互合併與任 家公營銀行相互
合併之問題…...…………………………………...………… 40
5.3 不允許開設分行之合併問題 ……………………….…………..… 41
第六章 結論與建議 ………………………………………………....45
一、 結論 …………………………..………………………….………45
二、 建議 ………………..……………………………………….……46
三、 研究限制與未來研究方向 …………..…………………….……47

參考文獻 ………………………………………………………………48

參考文獻

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