由於經濟型態不斷的變遷，公民所需具備的經濟素養愈形重要。若學生缺乏經濟知識與能力以應用經濟推理解決經濟問題，將影響他們成功扮演好一個公民的角色。教育部雖列舉出國民小學社會科課程中有關經濟概念的通則，但卻缺乏適當的教材或教學媒體以配合經濟教育的實施。因此，如何落實經濟教育，除了教師需具有一定的知識協助學童學習如何將基本經濟概念用於分析個人及社會議題之外，應該有良好的課程指引與配合學生的認知發展所設計之經濟概念教材。
本研究以國民小學中年級應教授之基本經濟概念為主題，並結合相關學科之知識，以「系統化教學設計」的方式，針對學童的認知發展、課程的特性與需求進行分析、設計，進行國民小學經濟教育網站之製作與單元教學活動計畫之設計。首先，經由相關文獻以及國外現有兒童經濟教育網站之探討，歸納出國小中年級兒童經濟教育網站與教材於內容及功能之設計原則，以做為發展網站及教材之參考指引；繼而依照系統化教學設計模式進行分析、設計、發展、實施及形成性評鑑。
依據教材開發過程中的發現與心得，本研究分別對於兒童經濟教育網路化教材製作以及未來研究方向提出建議，希望能作為未來發展兒童經濟教育教材之參考，以提昇國內兒童經濟教育實施之成效。

Due to the rapid economic changes in the present society, the economic literacy for all citizens becomes much more significant. If students are lack of economic knowledge and skills to solve problems, their ability of behaving as a good citizen will be affected. Although the Ministry of Education, Taiwan, Republic of China, has listed the general guidelines of economic concepts for the Social Studies in the elementary level, there are no appropriate teaching materials or media to accompany with the enforcement of economic education. Therefore, it is advocated that elementary teachers need to have certain knowledge and skills to help students applying basic economic concepts to personal and social issues in order to implement economic education; In addition, good syllabus and teaching materials developed with the consideration of students’ knowledge are also essential.
The purpose of this study was to design and develop a courseware of economic education for elementary students. The basic economic concepts that should be taught in the middle grades of elementary education were presented, such as scarcity, decision-making, opportunity cost, production, exchange, money and interdependence. This study combined with the knowledge of related subjects applies instructional system design, focusing on students’ knowledge development, the specialty and need of the course. In accordance with the analysis of the related literature review and the foreign economic educational websites for children, the principles of designing economic educational websites and teaching materials for middle elementary level children were also utilized. Moreover, this study used the instructional system design to analyze, design, develop, implement, and evaluate the websites and the teaching materials. Finally, based on the results of the formative evaluation, suggestions of revisions and the directions for further investigation were also included in the end.

第一章 緒論..............................................1
第一節研究動機與背景..................................1
第二節研究目的........................................4
第三節研究範圍與限制..................................5
第四節預期貢獻........................................7
第五節重要名詞釋義....................................8
第二章 文獻探討..........................................10
第一節國民小學教育與經濟教育..........................10
第二節國小經濟教育實施現況............................19
第三節網路與教學之探討................................40
第四節教學設計模式....................................63
第三章 研究過程..........................................72
第一節分析階段........................................73
第二節設計階段........................................82
第三節發展階段........................................91
第四節評鑑計劃........................................98
第四章 研究成果與評鑑....................................102
第一節網站介紹........................................102
第二節教材內容及教學活動介紹..........................115
第三節形成性評鑑結果..................................121
第五章結論與建議......................................127
第一節結論............................................127
第二節建議............................................130
參考文獻.................................................133
附 件...................................................140
附件一 需求分析訪談大綱...............................141
附件二 學科內容專家評鑑表.............................143
附件三 教學設計專家評鑑表.............................145
附件四 學習者訪談大綱.................................148
附件五 單元教學活動指引...............................150

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