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研究生:周儒
研究生(外文):Ju Chou
論文名稱:金融市場與人身保險市場的發展
論文名稱(外文):Financial Market and the Development of Life Insurance Market
指導教授:劉純之劉純之引用關係
學位類別:碩士
校院名稱:逢甲大學
系所名稱:保險所
學門:商業及管理學門
學類:風險管理學類
論文種類:學術論文
論文出版年:2004
畢業學年度:92
語文別:中文
論文頁數:41
中文關鍵詞:人身保險金融市場保險金融工具移轉化金融整合
外文關鍵詞:insurancefinancial integrationlife insurancedisintermediationfinancial market
相關次數:
  • 被引用被引用:5
  • 點閱點閱:371
  • 評分評分:
  • 下載下載:69
  • 收藏至我的研究室書目清單書目收藏:3
本文實證探討金融市場的發展,對人身保險市場發展的影響。以1979年至2001年七大工業國為樣本,進行迴歸分析,實證發現股票與債劵市場的發展,對一國人身保險市場的發展有正面的影響,而商業銀行的發展對壽險市場的影響則不一定。
目錄

第一章 緒論------------------------------------1
第一節 研究背景--------------------------------1
一、金融市場與金融機構--------------------------1
二、金融工具移轉化------------------------------2
三、金融整合------------------------------------5
四、人身保險市場發展 ---------------------------7
第二節 研究目的--------------------------------8
第三節 研究範圍--------------------------------9
第四節 研究限制-------------------------------10
第五節 研究架構與流程-------------------------10
第二章 文獻回顧-------------------------------12
第一節 金融發展相關文獻-----------------------12
第二節 保險市場發展相關文獻 ------------------15
第三章 研究方法-------------------------------19
第一節 研究模型-------------------------------19
第二節 研究變數說明---------------------------21
一、被解釋變數-人身保險市場發展---------------21
二、解釋變數----------------------------------21
(一)直接金融市場發展-------------------------21
1. 股票市場發展--------------------------------21
2. 債券市場發展--------------------------------22
(二)間接金融市場發展-------------------------23
1. M2/GDP --------------------------------------23
2. 銀行資產------------------------------------23
3. 商業銀行比率--------------------------------24
4. 銀行授信------------------------------------24
第三節 資料範圍---------------------------- --25
第四章 實證結果-------------------------------27
第一節 敘述統計-------------------------------27
第二節 實證結果說明---------------------------28
(一)直接金融市場發展-------------------------31
1. 股票市場發展--------------------------------31
2. 債券市場發展--------------------------------31
(二)間接金融市場發展-------------------------32
1. M2/GDP--------------------------------------32
2. 銀行資產------------------------------------33
3. 商業銀行比率--------------------------------33
4. 銀行授信------------------------------------34
第五章 結論-----------------------------------35
參考文獻---------------------------------------37



圖表目錄

圖 1-1 本研究架構流程圖-----------------------11

表 1-1 若干工業國家銀行的金融工具移轉化現象----4
表 3-1 變數名稱與預期對人身保險保費收入關係表---------26
表 4-1 各變數敘述統計表-----------------------27
表 4-2 金融發展變數與人身保險市場發展-
以人身保險保費收入取自然對數為被解釋變數的最小平方法結果------------------------------------------------29
表 4-3 金融發展變數與人身保險市場發展-
以人身保險保費收入取自然對數為被解釋變數的追蹤資料迴歸結果---------------------------------------------30
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