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The Crime of Communication Financial Fraud, to be more specific it is a crime which fraudsters using all sorts of communication tools or methods to deceive different levels among the people. It is a new emerge type of crime of fraud and behavior in nowadays society. Very common characteristics of these newly emerging crimes are: fake lottery wining, get a free refund, pretend close relative asked for financial help. There’s more, acted as they were Mafia and kidnap the rich for ransom, use newspaper ads and internet to forge credit mortgage, force victim transfer money from ATM into fraudulent accounts or cell phone text message con. Those tricks are become more and more well developed from fraudsters, it penetrated into people’s life gradually. They take advantage of people’s trust toward government organizations and unfamiliarity of public offices operation procedure, by mastered human weaknesses (compassion, endeavor, fear) to lead the victims step by step into their trap without knowing. Purpose of this study: To evaluate and data analyze of numbers, types, methods, gender, occupation and educational level of crime of fraud from year 1995~2004. This study is for better understanding of the whole picture of fraud movement. Furthermore, analyzing, comparing 1504 communication financial fraud crime cases which were reported between Sep 2005 and Mar 2006, and sampling the happened、disclosed new type of communication financial fraud of the two major cases from Taipei County Government Police Bureau. Find out the causes and factors why communication financial fraud crime occurred so often. Hoping that our government can build up an effective anti-fraud technology significantly to prevent crime behavior and also provide those to the relatived organizations to fight together against the crimes. After the analysis and study of modus operandi of victims experience of deception and the fraudulency traps of suspects, to further understand the reasons of significant amount of cases of communication banking fraud and crime, modus operandi of the fraud group (ring), and how the criminals utilize the weakness of human nature; also realize why this crime and not be prevented and terminated effectively is because “the fraud phone calls, number and fraud account can not be controlled and eliminated”, and the light punishment of current law can not impede the motivations of the criminals, and no official cooperation of fighting crime between Taiwan straits. At the end, in accordance with “situational crime prevention strategy” to enhance the protection of target by design, increase the mechanisms of monitor and control, raise the risk of committing crimes, diminish the motivations of criminals, and combine all the related government agencies such as the police force, telecommunication, finance, justice together, can definitely demonstrate more effective and significant performance of the anti-fraud tasks.
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