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研究生:張雅惠
研究生(外文):Ya-Huei Chang
論文名稱:企業更換主要往來銀行之實證研究
論文名稱(外文):Why Firms Break their Faith?An Empirical Research on the Decisions of Firms to Change their Main Banks
指導教授:汪志勇汪志勇引用關係
指導教授(外文):Chih-Yung Wang
學位類別:碩士
校院名稱:銘傳大學
系所名稱:企業管理學系碩士班
學門:商業及管理學門
學類:企業管理學類
論文種類:學術論文
論文出版年:2011
畢業學年度:99
語文別:中文
論文頁數:38
中文關鍵詞:主要往來銀行往來期間銀行併購轉換
外文關鍵詞:bank mergersduration of relationshipmain bankswitching
相關次數:
  • 被引用被引用:3
  • 點閱點閱:341
  • 評分評分:
  • 下載下載:34
  • 收藏至我的研究室書目清單書目收藏:1
本研究旨在探討企業與其主要往來銀行所建立之往來關係,為企業所帶來的利益和壞處。往來關係所帶來的利益將使企業與它們的主要往來銀行建立更密切關係;而往來關係所帶來的壞處則驅使企業更換它們的主要往來銀行。實證結果顯示,在台灣規模越大、成立年數越久的企業,會越傾向與主要往來銀行建立更密切之往來關係。且當企業與其主要往來銀行建立的關係期間越久,及其原主要往來銀行被其他銀行所併購,將使企業更傾向於更換它們的主要往來銀行。
This paper aims to explore the benefits and costs of relationship between firms and their main banks. The benefits could make firms build closer relationship with their main banks, and the cost would drive firms to change their main banks. Our results show that larger, older firms in Taiwan are more likely to build closer relationship with their main banks. Both long duration of relationship between firms and their main banks and the acquisition made by other banks for purchasing firms’ original main banks make firms switch their main banks.
Table of Contents
Page
Table of Contents I
Table of Tables II
1.Introduction 1
1.1 Motivation 1
1.2 Objectives 1
2.Related Literature 4
2.1 Bank-firm relationship 4
2.2 Hold-up problem and switching 4
2.3 Bank mergers and switching 5
3.Method 7
3.1 Data and samples 8
3.2 Variables 8
3.3 Empirical methodology 11
4.Empirical Results 15
4.1 Descriptive statistics 15
4.3 Results of switch 21
5.Conclusions 27
5.1 Review of research findings 27
5.2 Implications of the study 27
References 28
Appendix:Definition of Variables 31

Table of Tables
Table 2-1:Definitions of relationship between firms and their main banks 7
Table 4-1:Summary characteristics in all samples 15
Table 4-2:Summary characteristics in switch samples 16
Table 4-3 :Distribution of duration in switch samples 16
Table 4-4(A):Concentration of borrowing-All Firms:LOGIT model 17
Table 4-4(B):Concentration of borrowing-All Firms:LOGIT model 18
Table 4-5(A):Concentration of borrowing-Large Firms (asset1%~50%) :LOGIT model 18
Table 4-5(B):Concentration of borrowing-Small Firms (asset51%~100%) :LOGIT model 19
Table 4-6(A):Concentration of borrowing-Large Firms (asset1%~33%) :LOGIT model 20
Table 4-6(B):Concentration of borrowing-Small Firms (asset34%~100%) :LOGIT model 20
Table 4-7(A):Duration of close relationship and Merger versus Switching:LOGIT model 21
Table 4-7(B):Duration of close relationship and Merger versus Switching:LOGIT model 22
Table 4-8(A):Duration of close relationship and Merger versus Switching:LOGIT model in the samples of RLit=1 23
Table 4-8(B):Duration of close relationship and Merger versus Switching:LOGIT model in the samples of RLit=1 24
Table 4-9(A):Duration of close relationship and Merger versus Switching:LOGIT model in the samples of RLit=0 25
Table 4-9(B):Duration of close relationship and Merger versus Switching:LOGIT model in the samples of RLit=0 26
References
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