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In the 1980s, Taiwan’s overall economic structure changes from agriculture to industrial and commercial. The social structure began to change drastically, and the family structure also changed. Family type was developed from large members to small members in the region due to work. In terms of finance, the structure and concerns of big families and small families are completely different. The age of raising children and preventing old ages has passed. Instead, we must spend a long time to build a secure financial system to ensure that we live without problems after retirement.
Instead, we must take seriously to look at Japan for their “Elderly people in Japan” issue and think about that “Is the society unable to support them, or they unable to support themselves?”
“Old age people but fewer children” have become inevitable trends in Taiwan in 2026. Therefore, how to raise ourselves after we retired has become very important task for us. We need to prepare enough money before the retirement. In that case, I’m going to investigate that how enterprise helps their staffs to use savings insurance to prepare their retirement. The research will focus on manufacturer and have follow issues:
(1).Enterprise how to assists their employee to prepare their retirement. Raise their income replacement ratio and reduce the ratio of young people to raise old people.
(2).Is there any change for the enterprise who already prepares retirement for their staffs?
(3).Through in-depth interview and case study to find out the factors of twin-win situation between enterprise and staffs.
(4).The roles of Insurance Companies.
(5).The enterprise has the power of solving retire problems for government.
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