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研究生:張佩鈴
研究生(外文):Pei-Ling Chang
論文名稱:理財機器人與銀行經營績效之研究
論文名稱(外文):Robo Advisor and Bank Performance
指導教授:蔡京姐蔡京姐引用關係
指導教授(外文):Ching-Chieh Tsai
口試委員:紀信義劉若蘭
口試日期:2021-12-24
學位類別:碩士
校院名稱:國立臺中科技大學
系所名稱:會計資訊系碩士班
學門:商業及管理學門
學類:會計學類
論文種類:學術論文
論文出版年:2022
畢業學年度:110
語文別:中文
論文頁數:26
中文關鍵詞:理財機器人經營績效金融科技
外文關鍵詞:Robo AdvisorOperating PerformanceFinancial Technology
相關次數:
  • 被引用被引用:6
  • 點閱點閱:335
  • 評分評分:
  • 下載下載:103
  • 收藏至我的研究室書目清單書目收藏:1
由於網路及數位科技的發展,政府推行各項政策支持金融業者發展金融科技,促使傳統面對面的服務逐漸線上化,消費者也習慣使用電腦或手機來辦理各項手續,但銀行是否因推行金融科技而獲利,目前卻顯少有相關研究,因此本文研究目的是探討實施金融科技與銀行績效的關係。本研究以2017-2019年間台灣地區銀行為對象,探討理財機器人實施與銀行經營績效是否有關係,實證研究結果發現,相較未實施機器人理財之銀行,有推行機器人理財之銀行,具有較佳的經營績效。
Following the improvement of internet and digital technology, the government launches policies to support the fintech development. It occurs the change from facing service to online service. Customers are also used to use computer or smart phone for anything they need. As the trends in fintech, how the fintech works and makes profits is the reason for this research. This paper exams the relationship between the fintech and bank performance in Taiwan from 2017 to 2019. The results indicate that banks which has Robo Advisor service are more likely to have better performance than others.
中文摘要 i
英文摘要 ii
目錄 iii
表目錄 iv
圖目錄 v
第一章 緒論 1
第一節 研究背景及動機 1
第二節 研究目的 4
第三節 研究貢獻 4
第四節 研究架構與流程 4
第二章 文獻探討與假說發展 6
第三章 研究方法 7
第一節 資料來源、研究期間與樣本選取 7
第二節 實證模型與變數 9
第四章 實證分析結果 13
第五章 結論與建議 20
參考文獻 21
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金管會發布「金融科技發展路徑圖」,以3年提升數位金融服務效率、可及性、使用性及品質,2020。https://www.fsc.gov.tw/ch/home.jsp?id=96&parentpath=0,2&mcustomize=news_view.jsp&dataserno=202008270008&dtable=News
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